Simple ways to protect your investment

Owning a cottage is a dream — but keeping it safe, maintained, and valuable takes smart planning. Here are a few essentials every cottage owner should know.

Regular Maintenance Is Key 🔧

Stay ahead of costly problems with seasonal checklists. A little attention now prevents expensive repairs later.

Insurance Reviews Matter 🛡️

Cottage insurance isn’t set-it-and-forget-it. Review your policy yearly to ensure it covers new risks like renovations, rental use, or natural disasters.

Track All Upgrades 🧾

Keep a detailed record of improvements. It protects your investment and can boost your selling price down the road.

Have a Reliable Emergency Plan 🚒

From fire risks to break-ins, having trusted contacts nearby and clear action plans can make all the difference.

Final Thoughts

A well-cared-for cottage doesn’t just bring joy — it builds long-term value and peace of mind.

For more practical, real-world advice, explore our full guidebooks: Visit the Store.

Serving cottage owners in Niagara, Muskoka, Kawarthas, Haliburton, Bruce Peninsula, and beyond.